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Legal · TWODWELL Financial

ADU Advantage™ Return Financing Credit — Terms

Last updated: August 2026

This $1,000 credit toward closing costs is available to homeowners who close a home purchase loan through TWODWELL Financial and later close ADU Advantage™ financing on the same property.

Eligibility

To qualify:

  • The original purchase loan must be originated and funded through TWODWELL Financial.
  • The ADU Advantage™ loan must close within 48 months of the purchase loan’s closing date, and at least 3 months after it.
  • The credit applies to one ADU Advantage™ loan per property, and is not available on second liens, home equity loans, or loans originated through a third-party platform.

How the credit is applied

The credit is applied as a lender credit toward closing costs at the time the ADU Advantage™ loan closes, and has no cash value if unused. This offer cannot be combined with other TWODWELL Financial promotional credits unless otherwise stated.

General

All financing remains subject to underwriting approval, program guidelines, and credit qualification. TWODWELL Financial reserves the right to modify or discontinue this offer at any time.

TWODWELL Financial, powered by ProMortgage. NMLS# 238187. Equal Housing Opportunity.

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Important Disclosures: TWODWELL is a technology platform and is not a licensed lender, mortgage broker, real estate broker, or financial advisor. TWODWELL Financial, powered by ProMortgage, operates as a separate lending entity. Loan products are subject to credit approval, income verification, and property eligibility. Rates and terms are subject to change without notice. ADU Ready Reports are for informational purposes only and do not constitute legal, zoning, or permitting advice. Eligibility determinations require verification by a licensed professional. ADUExpert™ certification is a proprietary professional designation issued by TWODWELL and is not a government-issued license. NMLS# 238187. Equal Housing Opportunity | Fair Housing. © 2026 TWODWELL. All rights reserved.

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